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We offer you a viable alternative to bankruptcy and expensive consolidation loans. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Our proven track record in the past eight years has been 50% to 90% reductions. If creditors have your number, you should have ours. (888) 475-2610 Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 Settle debts for pennies on the dollar. 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